The Great Depression Of 1929 Essay - 2122 Words

The Great Depression of 1929 is a worldwide depression that lasts until the beginning of World War II in 1939. The Word of Revelation describes this event, as the merchants who are the world’s important people, and they will not hear again. By each magic spell, all the nations find themselves astray† (Revelation 18:23). Here, God instructions the heavens to rejoice over the fall of the United States’ internal and external systems. There is joy in this because this system is an evil system of intolerance of mutual exclusive truth (Acts 4:12), and has to part of a global collapse. In the 1930s, Satan rejoices over the fall of the United States’ economy, because there is an evil in the system, intolerance globally, and it excludes the truth as the social systems worldwide blame the Jews for their financial mistakes. Satan ultimately gets even with the Jews, as he creates havoc between the governments and their people who distance themselves from God and His p eople. In the economic system, as Satan’s angels take stones and tosses them into the sea to illustrate a downfall of the economic system, the destruction is so great, that many people find that as their jobs sink to the bottom of the sea, their family sinks too. Previously, in the decade before, the world is living in a fiscal gain that is unique for the working class of the world, as most commoners see such an abundance of money, they for the first time have the opportunity to save. During the economic boom of theShow MoreRelatedThe Great Depression Of 19291473 Words   |  6 PagesThe first economic collapse of its magnitude, the Great Depression of 1929, produced devastating effects with lasting longevity. Though born in America, it maintained its origin and spread rapidly throughout the industrial world. The election of President Franklin D. Roosevelt brought upon changes that improved America’s overall economic situation. A new leader’s viewpoint along with The New Deal and its reform programs, and a second World War improved the conditions brought about by the economicRead MoreThe Great Depression Of 19291049 Words   |  5 Pages The Great Depression of 1929 was a deadly blow to the economy. This occurs when the United State won the World War I. After the war people who worked in the factories making weapons lost their job. People who came back from the war did not when back to work they were proud of themselves having fun time buying stocks. Then the disaster happened, on October 29 the Black Tuesday the stock market crashes, the stock drop the banker who bought the stock invest more money into the stock hope the stockRead MoreGreat Depression of 19293549 Words   |  15 PagesThe Great Depression was a worldwide economic downturn which started in October of 1929 and lasted through most of the 1930s. It began in the United States and quickly spread to Europe and every part of the world, with devastating effects in both industrialized countries and producers of raw materials. International trade declined sharply, as did personal incomes, tax revenues, prices and profits. Cities all around the world were hit hard, especially those based on heavy industry. Unemployment andRead MoreThe Great Depr ession Of 1929 Essay2073 Words   |  9 Pagessince the outbreak of great depression of 1929 and it still haunts the economy of America today. The Great Depression was a time of financial hardships and misery for the Americans. America experienced a time of wreckage and terror. The Great Depression was not a sudden collapse. Many events led up to the most traumatic economic period of modern times. World War I, the â€Å"Roaring Twenties† and unequal distribution of wealth among the people were all origins of the Great Depression but a specific causeRead MoreThe Great Depression Of 19291125 Words   |  5 PagesThe Great Depression The Great Depression began in 1929 and lasted until 1939. The Great Depression was one of the worst periods in the history of the United Sates. Along with the U.S, many other nations around the globe were also affected. The Depression kicked off when the stock market crashed in October 1929. Many investors were wiped out; as a result, people started to panic. The Great Depression brought about unemployment and poverty. The nation was shaken to its foundation. Everyone from richRead MoreThe Great Depression Of 1929-19392217 Words   |  9 PagesAlthough the Great Depression of 1929-1939 was a detrimental and hard time for America due to increases in crime rates, unemployment rates, and shortages of food, the economic collapse was also a time for President Franklin Roosevelt to reassess the economic situation in America. Roosevelt put in place laws, agencies, and legislature that better shaped the structure of the country, and ultimately created a more powerful and stronger country, both economically and socially. The new legislature thatRead MoreThe Crash Of 1929 : The Great Depression969 Words   |  4 PagesThe Crash of 1929 The 1920’s in America were known as the â€Å"Roaring Twenties.† Americans could all live a life of luxury. Technological advances and new inventions were improving the quality of life in every home. Working class Americans were able to enjoy automobiles, telephones, and new appliances. Banks began to finance these new lavish commodities to citizens using installment plans. No one was deprived the right of living the American dream. However, excessive borrowing, stock speculationRead MoreThe Great Depression ( 1929-1939 )1813 Words   |  8 PagesThe Great Depression (1929-1939) is the worst economic downturn that the modern world has ever seen before. Beginning with the Wall Street stock market crash of 1929, the situation grew worse in the United States, in part, due to the tremendous wealth disparity between the higher class and the lower class. Wages did not grow nearly as quickly as production did during this era, so many people were unable to purchase certain goods. As a result, there was an excess in supply, which prompted layoffsRead MoreThe Great Depression Of 1929 And World War II988 Words   |  4 Pages55 million, but their population is declining. According to extension.missouri.edu, they are retirees in majority and formed the largest voting population. Seniors or veterans also called Silent Generation inherited the consequences of the Great Depression of 1929 and World War II. They feel gratified by the effort or work, they are struggling to work and usually stay for long in the same company. They are obedient and respectful to authority, they are cautious and have a sense of duty but modern technologiesRead MoreThe Great Depression of 1929 vs. the Great Recession of 20082799 Words   |  12 PagesThe Great Depression of 1929 Vs. The Great Recession of 2008 In America there have been great economic struggles and triumphs. The many great leaders of this country have foraged, failed, and overcome some very difficult times. Comparing the Great Depression of 1929 and the Great Recession of 2008 has revealed similarities that by learning from our mistakes in 1929 could have prevented the latest recession. I will discuss the causes of the Great Depression and the Great Recession, and what policies

The Whole Brain Child Guides Parents Through The Science...

Overview The Whole-Brain Child guides parents through the science behind a child’s developing brain. Authors Daniel J. Siegel and Tina Payne Bryson deliver solutions for integrating the four quadrants of their child’s brain (upper, lower, left, and right) and how to use these solutions when dealing with the child, in either a difficult situation or happy moment. The Whole-Brain Child looks at the brain development of children from newborns to twelve years old. Also included in the book are twelve strategies for parents to use. These strategies are based on scientific brain research and include detailed, step-by-step processes on how to utilize the strategies throughout a child’s development stage. A child with an active and engaged brain tends to be generally healthier, and has the ability to be self-aware, understanding, and a relationship- builder. It is the goal of all parents to raise children who will be happy and thriving, resourceful and independent, and ultimately productive adults. But looking after a developing child has its challenges; children can be stubborn, they cry frequently, and they’re often frustrated and throw temper tantrums with ease. At times like these, all a parent can hope for is to just survive the day. Having a meltdown in public usually results in punishment for bad behavior; a better tactic would to use the incident as a teachable moment for the child. The whole-brain approach is a tool that enables parents to effectively deal withShow MoreRelated Vaccinations Necessary to the Nation’s Youth Essay1743 Words   |  7 PagesParents must make many decisions about their child, which vary from what brand of diapers to use to at what age to start a college fund. Parents also take responsibility for their child’s health, including deciding whether or not to vaccinate. Immunizations serve as the most efficient way to prevent possible life threatening diseases, including mumps, Hepatitis B, and polio, from affecting children, not only during adolescence, but also throughout their adult lives. Parents need to make the informedRead MoreMusic And Its Effect On Education Essay1887 Words   |  8 PagesMusic is fascinating because there are so many different uses and styles. It is an enjoyable way to help the brain grow and develop. Plato once said, â€Å"I would teach children music, physics, and philosophy; but most importa ntly music, for the patterns in music and all the arts are the keys to learning.† Music classes should be part of the required core curriculum through all four years of high school; however, some schools don’t have the money to support these programs, despite the many benefits itRead MoreTotal Physical Response in Second Language Learning4112 Words   |  17 PagesIntroduction †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦... 3 3. Background of the TPR Approach †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 3 4. Approach †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦... 5 4.1. Theory of Language †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 5 4.2. Theory of Learning †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 6 5. Why TPR Works? Brain Lateralization †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 6 6. Goals of TPR Approach †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ 7 7. Strengths of TPR Approach †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 7 8. TPR Approach Vs. Comprehensive Approach †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. 7 9. Principles †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 8 10. SyllabusRead MoreUnit 14 Childcare Grade B6300 Words   |  26 Pagescommittee and report care | Education Act 1981 | SEN disability Act 2001 | Education Act 1993/1996 | Education Act 1944 | It was suggested that formal staged process should be followed to identify and access a child’s special need and to create a written record. | A five stage process to assess a child’s special need/s identified. If needed a â€Å"statement† is written to say how those needs will be met. | Providers should make â€Å"responsible adjustments† to include children with SEN. A written SEN policy is neededRead MoreDevelopmental Psychology14082 Words   |  57 PagesHAVE A CERTAIN POINT OF VIEW ON THE BASIC ISSUES UNDERLYING CHILD DEVELOPMENT. DETERMINE, DISCUSS AND EVALUATE THE POINT OF VIEW OF VYGOTSKY’S SOCIOCULTURAL THEORY AND THE INFORMATION PROCESSING APPROACH WITH REGARD TO THE ISSUES UNDERLYING CHILD DEVELOPMENT * THE COURSE OF DEVELOPMENT (CONTINUOUS OR DISCONTINUOUS) * THE COURSE OF DEVELOPMENT: ONE OR MANY * FACTORS THAT DETERMINE DEVELOPMENT (NATURE/NURTURE) Introduction Child development has many theories with different ideas about whatRead MoreDevelopmental Psychology14091 Words   |  57 PagesHAVE A CERTAIN POINT OF VIEW ON THE BASIC ISSUES UNDERLYING CHILD DEVELOPMENT. DETERMINE, DISCUSS AND EVALUATE THE POINT OF VIEW OF VYGOTSKY’S SOCIOCULTURAL THEORY AND THE INFORMATION PROCESSING APPROACH WITH REGARD TO THE ISSUES UNDERLYING CHILD DEVELOPMENT * THE COURSE OF DEVELOPMENT (CONTINUOUS OR DISCONTINUOUS) * THE COURSE OF DEVELOPMENT: ONE OR MANY * FACTORS THAT DETERMINE DEVELOPMENT (NATURE/NURTURE) Introduction Child development has many theories with different ideas aboutRead MoreOppositional Defiant Disorder Case Studycase Study4246 Words   |  17 Pagespolicy. With the decline of religious orders in education, the responsibility of educating children with special needs was appointed to government officials such as the Department of Education and Science (DES) as well as other corresponding agencies. Ireland became increasingly aware that they were well behind other countries when it came to making provisions for children with special needs. This resulted in an increase of changes to legislation and structural activity. Major Publications and LegislationsRead MoreOppositional Defiant Disorder Case Studycase Study4258 Words   |  18 Pagespolicy. With the decline of religious orders in education, the responsibility of educating children with special needs was appointed to government officials such as the Department of Education and Science (DES) as well as other corresponding agencies. Ireland became increasingly aware that they were well behind other countries when it came to making provisions for children with special needs. This resulted in an increase of changes to legislation and structural activity. Major Publications and LegislationsRead MoreFreuds Theory of Psychosexual Development Essay1779 Words   |  8 PagesPsychology is defined as the science of mind and behavior its immediate goal is to understand humanity by both discovering general principles and exploring specific cases. There have been numerous developments of psychology thanks to the magnificent works of Jean Piaget, Lawrence Kohlberg, and Sigmund Freud. Each discovery has its own point of view; Piaget’s theory of Cognitive Development point was made for parents and teachers challenge the childs abilities, Kohlberg’s theory of Moral DevelopmentRead MorePost Traumatic Stress Disorder ( Ptsd )3279 Words   |  14 PagesPost Traumatic Stress Disorder can be caused by a plethora of incidents. Any trauma-related experience a child or youth has can cause PTSD-like symptoms, whether or not the youth meets the full PTSD diagnosis. Further Post Traumatic Stress Disorder symptomology will be explained through out the section on Diagnosis. PTSD is an issue amongst youth due to the negative impact is has on the child’s ability to function. Those within the realm of mental heath have only recently considered post Traumatic

Antisense Theory Essay Example For Students

Antisense Theory Essay It is estimated that cancer affects three out of four families in the United States alone the disease and its treatments cause substantial mortality and morbidity, prompting intense interest in cancer prevention. Most available treatments for cancers are non-specific; meaning that they target all rapidly growing cells, both normal and cancerous. Consequences of these treatments include side effects towards the normal cells. In addition, cancer is a genetically unstable disease. Cancer cells can develop drug resistance through repeated rounds of mutation and selection. This may render a particular non-specific chemotherapeutic treatment ineffective so that new drugs must be administered in its place. To remedy this occurrence, current research is focusing on the genetic level to terminate the disease and to avoid the damaging side effects and development of drug resistance. One avenue of research focuses on antisense oligonucleotide to target the oncogenes, or cancer causing genes, in a specific fashion to completely inhibit the expression of the oncogenes. Information necessary to produce proteins in cells is contained in genes. In humans it is contained in the human genome and its collection of more than 100,000 genes. Genes are made up of DNA. The DNA molecule is a ?double helix?. They are made up of Adenine, Thymidine, Guanine and Cytosine and are bound by hydrogen to complementary nucleotides on the other strand. RNA is the DNA intermediary and carries the information necessary for the cell to produce its specific protein. During the transferring on information the DNA strand partly uncoils. The ?sense? strand separates from the ?antisense strand.? Because RNA is translated by the cell it is called the ?sense strand.? The hybridization of an antisense strand to mRNA can interfere with its translation to protein. Antisense oligonucleotide are polymers of nucleic acids, which can vary from 12-25 base pairs in length, and which are sequence specific and bind t o the target mRNA or DNA through complementary hydrogen bonding. Antisense theory proposes that oligonucleotide, or oligos, recognize specific sequences of mRNA or DNA and bind to them, thus preventing translation or transcription of a gene. Through the binding of an oligo to an mRNA that translates an essential protein for cancer growth, the action of the protein is terminated because the product, an oncoprotein, is never formedThe main advantage of antisense is it offers specificity and point of attack. Traditional drugs are less effective because they are not as specific and only work when the disease causing protein has already been produced. Whereas, antisense drugs are complementary strands of Mrna and bind to specific nucleotides in its Mrna to inhibit production of a disease causing protein. They can bind to multiple areas whereas traditional drugs can only bind at two points of interaction. Another advantage of antisense is that it is less complex, than traditional drugs that target proteins. Proteins are complex molecules whose structure is hard to predict, antisense compound are designed to bind to Mrna whose structures are easy to understand. Experimental results seem to support the antisense theory model. If an antisense oligonucleotide does indeed act in a sequence specific, antisense manner to target a gene that is over expressed in cancer or leukemia cells, gene expression can be inhibited and cell growth can be terminated. The application of this theory offers the pot ential to halt the growth of cancer cells if the over expressed gene can be targeted. The hopes for the future include studying other cell types for similar effects by targeting different over expressed genes using different antisense oligonucleotide.

Righttop Essays (1232 words) - Scientific Method,

righttop 2016 Manisha M . Franklin Quantitative Business Analysis 3/9/201640000100000 2016 Manisha M . Franklin Quantitative Business Analysis 3/9/2016left250002514600 Quantitative Techniques and Real World Uses900007300 Quantitative Techniques and Real World Uses rightcenter00 Data gathering is a fine art that many people haven't mastered. In general, for most purposes, you want to gather quantitative data. Quantitative data is a data type which revolves around collecting numerical data rather than qualitative data . You will find that you can act upon quantitativedata, as the numbers are easily measurable. Qualitative data is often collected in fields where you cannot gain numerical answers, such as psychology and other social sciences. The term quantitative techniques covers a broad range of statistical gathering techniques that are all focused on getting numerical data for statistical analysis. These statistics are often then used for research and analysis leading to business decisions. These quantitative results can come from a wide variety of sources. The best quality data that you can get, in terms of quantitative techniques, is the double blind test. A double blind test gives the most accurate results as any bias that might occur in the test subjects or the tester will not be represented in the result. A double blind test makes it so both the tester and the test subjects in the experiment do not know the true reason for the experiment and are often told that the experiment is testing something else completely. If you are testing a drug that makes people stronger, you give half of the test subjects a fake, sugar pill which is often known as a placebo, whilst giving the other half of the group the real drug. If you were to give everyone the same drug, any affects you see in the patients may not be because of the drug as the human mind is very easily manipulated. The placebo group are used as a type of baseline for any experiment. In business, there are many other types of quantitative techniques you might apply to your data. All quantitative techniques fall broadly under the umbrellas of mathematical, statistical, or programming based techniques and each has their own benefits and drawbacks. Most businesses will use multiple techniques simultaneously as this will give the company a more rounded picture of how to use the data correctly. Quantitative techniques are much more accurate than Qualitative techniques, as they eliminate the bias associated with both qualitative tests and non-blind tests. A popular type of quantitative technique is differentiation. Differentiation is a mathematical process involving calculus and it is useful for seeing change over time within a given system. Differentiation is generally used to figure out the changes in a system when a variable in the system changes, measuring how the end result changes by altering a variable. This could be used in many ways: in cooking, chemistry, and many physical sciences, yet it is less useful in a social science. Differentiation also has an opposite, integration, which works in the opposite way. Integration is used to see the changes to a variable when the system changes. Regression analysis is incredibly useful and a whole host of people use this technique every single day in their business life. Generally, economists are interested in the concept of regression analysis, which is based around finding a causal link or correlation between two independent variables in any given system. A common example for regression analysis is that of measuring the salary of an employee and their level of education, to see if there is a correlation between the two factors. You could also use this in cooking and many other fields, as you can see. Regression analysis is useable in many fields and will save you time if you learn how to use it and integrate in to your business. Simulation is a great way to get pseudo real world data on anything that can be simulated effectively in a controlled environment. If you can simulate a scenario effectively, you can then see how test subjects respond to stressors and often this information is very valuable. It's not just used for living things however, a wind tunnel is a widely used simulator to test the aerodynamics of cars and

Adoption of Electronic banking system in Ethiopian Banking industry Barriers and Drivers free essay sample

1. Introduction This review assesses the thesis ‘Adoption of Electronic banking system in Ethiopian Banking industry: Barriers and Drivers’. The review will first describe the research problem the thesis tries to address. Secondly, it critically assesses the validity of the research question in light of the stated research problem. In the third place, the review will also examine suitability of research design, type of data collected and data collection method elected, the sample selected, and method of data analysis. The review also evaluate whether or not findings are framed in accordance with the research questions established and that the conclusions follow findings and that recommendations are based on conclusions drawn. The review will also identify the weakness and strengths of the research and finally makes out the lessons drawn out from the thesis review. 2. Description of the research problem Basically the researcher intended to address the problem that Ethiopian banking industry is facing due to the underdevelopment of E-banking in the country. We will write a custom essay sample on Adoption of Electronic banking system in Ethiopian Banking industry: Barriers and Drivers or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page In comparison to the banking industry operating in the developed country, it is undeniable that the banking industry in Ethiopia is undeveloped. Even though the international trade and import and export business of the country have been growing, the banking system is short of providing efficient and dependable services. E-banking has lots of benefits in delivering banking services to bank customers even though the service consumers are not enjoying with the technological advancement in banking sector which has been entertained elsewhere in most developing and developed countries. The reason for this is lack of awareness or competition among banks. The situation in Ethiopia in connection with the low extent of ICT infrastructure like in developing nations is also the major problem which has not been able to diffuse in the society given the low rate of internet access. 3. Assessing the validity of the research questions in light of the stated research problem The researcher developed the main research question and in order to be able to provide an ample justification to answering the main research question, he has drawn out three basic research  questions to be addressed in the research. The main research question is â€Å"What are the dimensions affecting the adoption of E-banking system in Ethiopian banking industries?† And the three questions are as follows. 1. What are the barriers to E-banking adoption in Ethiopia? 2. What are the drivers for E-banking adoption in Ethiopian banking industry? 3. What are the benefits of E-banking? As the thesis described a research study that was conducted by the researcher, the thesis contained valid research questions that can addresses the problem stated in connection with e-banking in Ethiopia. The researcher tried to answer the main question regarding the dimensions that affect the adoption of e-banking system with the three sub questions that are related with the barriers, drivers and benefits of E-banking. The first question addresses the barriers that hinder banks in Ethiopia from rendering E-banking services and which contributes to its underdevelopment. The researcher tries to answer with this question not only the barriers but also the numerous challenges the Ethiopian banking industry faces to adopt E-banking system and capitalize on the opportunities by using the ICT applications. The second research question deals with the drivers or the benefits generated from adopting E-banking in Ethiopian banking industry. With this question the researcher intended to list factors that contribute to the development of E-banking in the banking industry in Ethiopia. With the third question the researcher tried to manage answering the benefits generated in using E-banking technology that would have a direct contribution to the improvement of the current banking system which in turn enable the E-banking to provide efficient and dependable services. Therefore, all the research questions developed by the researcher are valid in addressing the research problems. 4. Examining the suitability of research design, type of data collected and data collection method elected, the sample selected, and method of data analysis. 4.1 Suitability of research design The researcher adopts both quantitative and qualitative (mixed) research methodology so as to attain the objective of the study and answer the research question. Such data collection method is used in undertaking this  study in order to gather data that could not be obtained by adopting only either quantitative or qualitative method and for triangulation. The research strategy engaged in the research was survey study and data were collected by using questionnaire and interview. SPSS was used to analyze the data. 4.2 Type of data collected and data collection method selected The type of data collected in this study was primary data. The method of data collections technique consists of Survey, interviews and document analysis. Regarding the survey, questionnaire was distributed to the staff of the four purposively selected banks: one state owned and three private commercial banks to identify their intension on the adoption of E-banking systems. The questionnaire was distributed to 160 employees, all the staff of E-payment or IT department of each bank was participated in the study. Interviews were conducted with the managers of the purposively sampled banks and with one person (banking department manager) at National Bank of Ethiopia. Collecting of data by using questionnaire and interview were supported by different documents obtained from records and reports of the industry, from web site, books, articles and Journals. 4.3 Sample Selected The research was conducted on the samples of 4 commercial banks, one from state owned commercial bank and private commercial banks. These samples were chosen purposively based on their familiarity with technological innovations in Ethiopia. And this technique also decreases the generalizability of findings. 4.4 Method of data analysis. The researcher analyzed the data collected through survey to statistical populations concerning the adoption of E-banking system. The data collected via questionnaire was analysed with descriptive statistics using statistical package for social scientists (SPSS). And the data that was collected from the interview and review of documents were interpreted qualitatively. 5. Evaluation of the Findings whether they are aligned with the research questions established and that the conclusions follow findings and recommendations are based on conclusions drawn. 5.1 Evaluation of the Findings whether or not they are framed in accordance with the research problem established The findings were developed towards the end of the thesis identifying the barriers, drivers and benefits generated from the  adoption of E-banking in Ethiopia. Three factors that determine barriers are stated in the findings section as: 1. Technological barriers – Security risk and lack of trust on the technological innovation used by the banking industries. 2. Organizational factor – financial cost and human resource is considered. However financial costs were not considered as barrier for the adoption of E-banking in Ethiopia. Regarding human resource, lack of technical and managerial skills to use and implement the system is considered as a barrier. 3. External environmental factors – lack of legal framework that govern E-banking system at national level is mentioned in the findings. In addition to this, lack of ICT infrastructure and absence of competition between local and foreign banks were also identified as barriers in the research. In the study basic benefits banks could get from utilizing E-banking are spotted out. Those benefits are considered as the driving force for the adoption of the electronic banking system. The two drivers are classified based on Technology Acceptance Model (TAM): perceived ease of use and perceived usefulness. This is considered as a major benefit of using E-banking system. The other benefit searched out was its usefulness in terms of time and cost saving. The two benefits are basic and that they drive the banking industry to adopt technological innovations. The study also come up with the list of benefits acquired in implementing the E-banking system such as enhancing customer satisfaction, reduce the number of customers that appear to the banks in person, increase the productivity of banks, increase reliability and accessibility of banking service, create good relationship between clients and bank and also used as a better information control. From the above stated findings point of view the researcher well framed and the findings are in accordance with the research questions. All questions are addressed in the findings. 5.2 Evaluating the relationship of the Conclusions and Findings In assessing the conclusions drawn out from the study and check their relationship with the findings, the conclusions are summarized as follows. Lack of legal frame works and low level of ICT infrastructure contributes to the undeveloped E-banking system, such as ATM, mobile banking, internet banking and other e-banking services. The security risk and lack of trust on the use of technological adoption are other major barriers for the E-banking system. The imperfect competition among local and foreign banks is also another challenge for the adoption of E-banking in the  country. The limited technical and managerial skills available in the country for maintaining E-banking system. And regarding the benefits the study concluded the following. Perceived Ease of use is the basic benefit of E-banking in which it enables bank staff to perform banking activities in a simple way. Perceived usefulness in which it is used for time saving and Cost reductions are very great potential for banks to improve their public image. The understanding of the barriers to E-banking system implementation discovered in the study also help to take the best course of actions to promote the development of E-banking. This will also be valuable to all banking sectors of the country to increase their awareness and understanding of E-banking benefits. The conclusion is structured well, it also follows the finding and is in accordance with the findings of the study. 5.3 Assessment of the relationship between Recommendations and Conclusions Based on the conclusions the researcher recommends the following. The recommendations address each of the conclusions drawn out in the study. The National Bank of Ethiopia needs to urgently establish a clear set of legal frame works on the use of E-banking in the banking sector. This will successfully facilitate E-banking implementation in Ethiopia. ICT infrastructure is the main prerequisite for triumphant adoption of E-banking. So the government should support the banking industry by providing ICT infrastructure development. So as to survive and become competent in the banking industry, banks need to move away from traditional bank competition to a new technology focusing on cost reduction, customer retention, awareness, credibility, security, ease of use, and wider scope of products and services. In order to be able to best use of the E-banking system, banks need to familiarize their customers with the process and inform them the benefits they get from the system. Banks should pay special attention to deliver services to customers by using E-banking system which is ease of use.

The eNotes Blog Scholarship Spotlight †April2016

Scholarship Spotlight – April2016 Every month, we select some of the best scholarships around and post them here on our blog. When you are ready to apply, check out our tips on  How to Write a Scholarship Essay. Visit   Essay Lab  if you’re looking for a writing expert  to review and provide feedback on your scholarship or college application essays! HotelsCheap Scholarship Program   Amount: $1,500 Eligibility:  Applicants must be residents of the United States and at least 16 years of age. Scholarship rules and terms can be found here. Requirements:  To apply for the scholarship, he or she must answer four personal, open-ended, and thought-provoking questions. The students whose responses are the most persuasive, compelling, and well-written, as judged by our executive management team will be considered finalists. Due Date: April 15, 2016 Learn more and apply Pelican Water Sustainability Scholarship   Amount: $1,500,  $1,000, and  $500 (3 Winners) Eligibility: Must be legal US residents, must be currently enrolled full-time at an accredited university in the US Requirements: Write an essay on:  What are some ways to increase awareness about the negative environmental and social impacts of single use bottled water and how would you convince people to filter their own water at home? Include  Transcripts: High School Graduate (or equivalent): 3.5 or higher cumulative GPA or University: 3.5 or higher cumulative GPA. Reference: One letter of recommendation.  Submit applications (and all associated materials) to submissions@pelicanwater.com. Due Date: April 15, 2016 Learn more and apply Harbor Breeze Cruises Advertising and Social Media Scholarship Amount: $1,000 Eligibility: Harbor Breeze Cruises Announces its $1,000 Advertising and Social Media Scholarship. This scholarship acknowledges the increasing importance of advertising and social media for businesses to be able to compete and thrive in the future. Must have plans to be enrolled as a college/university student within the United States starting fall 2016. Must have a cumulative GPA of at least 3.0 (or the equivalent). Must be an American citizen, permanent resident, or hold a valid student visa. Must submit an essay meeting the specifications in the description. The essay must be the applicants original work. Requirements: Essay Please write an essay that answers the following questions: How do you foresee social media and advertising evolving in the future? What will the next generations of customers expect? How can Harbor Breeze Cruises, as a whale watch operations, engage these customers going into the future? How can Harbor Breeze Cruises stand out from the competition going forward in the future? Letter of Recommendation Written by a teacher, this letter will evaluate the students academic merit. Your Photo Your photo will be posted on this website if chosen as a recipient of the award. Due Date: April 30, 2016 at 11:59 PM PST. Learn more and apply Sleeping Angels Co. Scholarship Program Amount: $2,000 to 3 winners Eligibility:   Sleeping Angels Co. cares not only about families and parents, but also wants to plan for the future. To aide with this Sleeping Angels Co. has set up a scholarship for college students. This is to help offset the expensive costs of higher education, while remaining focused on their education and not how to pay off their education. We know that students are becoming more and more creative each and every year and we want to acknowledge those achievements. We are excited to bring about this scholarship to college students. Currently  enrolled as  college/university student within the United States of America Cumulative GPA of at least 3.0 American citizen, permanent resident, or hold a valid student visa is a requirement for participants Requirements:   Submit an essay describing the  evolution of the nanny in the 21st century (must be 100% unique) Upload an essay, letter of recommendation, and photo of yourself before submitting the application by clicking the Upload Scholarship Documents button and uploading files all at once. All of the following documents must be included: Essay: The essay should describe the goal of the particular project and provide the link to access the content such as the blog, app, etc. (if applicable). Letter of Recommendation: The letter should evaluate the quality of the work. Your Photo: The photo should be one taken during project execution. Due Date: April 30, 2016 at 11:59 PST. Learn more and apply

A Framework for the Management of Oil Spillage Risks in Oil Dissertation

A Framework for the Management of Oil Spillage Risks in Oil Exploration Programmes - Dissertation Example A researcher needs to understand the various assumptions underlying the different techniques and must have an idea to differentiate procedures as per the problem in the research study. Thus, choice of research methods based on the research problem forms a significant part of research methodology. The experimentation done to test hypothesis and discover new relationships must be based on a scientific method. The results drawn are then criticized. So a researcher must pay proper attention while developing the design of the research work and at the end must state probable inferences as a part of the study undertaken. The basic postulates on which the scientific method to be used is based on are- †¢ The method relies on empirical evidence. †¢ The method utilizes relevant concepts †¢ The study is committed to objective consideration only. †¢ The method of study aims at making adequate and correct statements about the population objects. †¢ The methods results into probabilistic predictions. †¢ The method is concerned for critical scrutiny for testing the conclusions derived. †¢ The method aims at formulating the general axioms or the scientific theories. Research Methodology can be conducted on the basis of three types of research format, such as, exploratory research, descriptive research and casual research. Introduction about Angola While discussing about research methodology, it is utterly relevant to state that the entire process was conducted using primary research. For the purpose of conducting the primary research, the researcher had to make a physical visit the location of Angola. For the purpose of better understanding of the criticality and relevant importance of the research methodology of the project, considerable amount of information about the nation of Angola and its various economic activities has to be discussed. Brief Overview: While giving a brief overview of Angola, it has to be mentioned that the country is lo cated in the South African west coast. The nation is comprised of around 18 provinces and the capital of Angola is Luanda. The nation is bordered by the South Atlantic Ocean for a coast area of around 1,650 km (Angola.org -1, n.d.). Talking about the geographical expanse of the region, the total size of the region is around twice the size of Texas. Discussing about the population strength of the nation, it has to be highlighted that as of the year 2013, the population count stood at over 18, 500,000. It is to be noted that the amount of population in the year 2011 in the urban areas of the nation comprised of around over 59% of the entire population (Cia.gov, 2013). The nation of Angola has a bitter political history, which comprised mostly of the 27 year old civil war. The civil war of the nation drew to a close around the year 2002. As of the current times, the nation is ruled by the multiparty presidential regime. The current government of the nation is Republic in nature (Cia.go v, 2013). While talking about the nation, it is crucially important to focus on the economy of the nation. The main driving factor of the economy of this nation is oil. The oil sector comprises of around 90% of the total of the country’s exports. With the gaining of independence in the year 1975, the